Texas Lawyers Blog

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The Texas Lawyers Blog provides useful information on the law and Texas lawyers. For more information on this Blog or a legal topic, please feel free to submit an inquiry or send an e-mail message to blog@texaslawyers.com

Tuesday, August 21, 2007

The Insurance Industry Reaps Huge Profits at the Expense of Claimants

The Insurance Industry including Allstate, State Farm, Farmers, USAA, and Progressive have made billions of dollars over the past several years. These record profits have occurred despite many Americans suffering huge losses from major hurricanes and other disasters. A main reason for this profitability in the insurance industry is the aggressive procedures Allstate and many insurance companies have installed to deny and delay paying claims. This tactic of denying and delaying payment of claims has helped the insurance industry to obtain over $44 billion in profits in 2005 and what looks to be almost $60 billion in profits in 2006. It also has taken money from Texas families and businesses that have suffered the loss of a loved one, serious injuries, loss of home & possessions, or covered business losses.

Despite huge profits the insurance industry continues to find ways to not pay legitimate claims. CNN recently did a news story on All State and Farmers Insurance strategy of Denying, Delaying, and Defending all small claims regardless of the validity of the claim. In Defending all insurance claims, they spend millions of dollars defending small claims in a hope that most injured claimants or damaged claimants will give up or accept a settlement of pennies on the dollar. As most injured people do not want to fight a large insurance company or have the resources to survive when they can't work or have lost their home or business, many people with legitimate insurance claims accept low settlements.

For information on Texas insurance claims, go to Texas Insurance Claim Lawyer Jason Coomer's Website.

Thursday, August 16, 2007

Eminent Domain, Expropiation, Condemnation, and Public Takings

Eminent domain is the inherent power of the state to seize a citizen's private property without the owner's consent. The property can be taken either for government use or by delegation to third parties who will devote it to public use. The most common public uses of property taken by eminent domain are public utilities, highways, and railroads.

Recently, the U.S. Supreme Court has largely given the "public use" requirement an expansive interpretation and has allowed takings of private property for conveyance to other private parties for "economic redevelopment."

What is Just Compensation?


The protection of the Fifth Amendment does not prevent a government entity from taking private property, but forces the government to pay "just compensation" for the property it takes. This issue is commonly disputed in the Texas courts as many governments want to pay as little as possible to take private land and most private landowners want to obtain as much as they can for their land. Most courts have held the fair market value of the condemned property to be the constitutionally required "just compensation." Its determination is a judicial question, and it is usually determined in a trial by jury, on the basis of the parties' appraisal testimony. In working with private landowners to prove up the value of their land, it is important for their eminent domain lawyer to work with them in obtaining a good expert for a land appraisement.

For more information go to the Eminent Domain and Public Takings Page.

Monday, August 6, 2007

Architectural Works Copyright Protection Act Claims

Federal Copyright law protects architects that have had their work and designs stolen by builders and businesses. Through the Architectural Works Copyright Protection Act (AWCPA), an architect whose work was stolen by a builder can seek damages for infringing structures. In some copyright claims under the AWCPA, architects have claimed that their designs have been stolen and hundreds of homes or other structures have been built using their designs. In pursuing the a copyright infringement claim, the business that stole the design can be made to pay for each infringement.

For more information about an Architecture Copyright Infringement claim feel free to go to copyright lawyer, Jason Coomer, Law Office's Architectural Works Copyright Protection Act Claim Page.

Engineering, Architectural, and Design Malpractice Claims

Engineering, building, and architectural malpractice can lead to devastating accidents including a building collapse, bridge collapse, plant explosion, or dam burst. These accidents can cause catastrophic damages, severe injuries and even mass deaths. In living next to large dams and industrial plants or driving on bridges and using large building, we need to have them design and built correctly. Cheap building products, defective building practices, negligent designs, or short cuts taken in the design or building process are all examples of engineering, building, and architectural malpractice that can lead to a serious accident and extremely dangerous situations.

For more information on malpractice claims go to the following malpractice claim or design malpractice claim pages.