Texas Fiduciary Rule Lawyer Represents People That Have Lost Retirement Funds by Texas Fiduciary Rule Lawyer and Texas Lost Retirement Lawyer

Texas Fiduciary Rule Lawyer Represents People That Have Lost Retirement Funds Through Financial Advisors, Brokers, and Other Financial Professionals Who Have Committed Fraud or Violated Their Fiduciary Duty by Texas Fiduciary Rule Lawyer and Texas Lost Retirement Lawyer Jason S. Coomer

The Department of Labor (DOL) Fiduciary Rule is a new ruling, originally scheduled to be phased in from April 10, 2017 to Jan. 1, 2018, but now delayed until June 9, 2017 including a transition period for the applicability of certain exemptions to the rule extending through Jan. 1, 2018.   The rule expands the investment advice fiduciary definition under the Employee Retirement Income Security Act of 1974 (ERISA). If this sweeping legislation (1,023 pages in length) is not stopped outright, it will automatically elevate all financial professionals who work with retirement plans or provide retirement planning advice to the level of a fiduciary, bound legally and ethically to meet the standards of that status. While the new rules are likely to have at least some impact on all financial advisors, it is expected that those who work on commission, such as brokers and insurance agents, will be impacted the most.

This Fiduciary Rule is designed to protect investors from financial advisors, brokers, and other financial professionals who are looking out for their own interests over the interests of their clients.  If you have lost your retirement funds, life savings, or a large amount of money through misappropriation of funds by a financial professional including broker fraud, broker negligence, careless investment advice, deceptive investment advice, inadequate risk warnings, churning, or other unethical broker wrongful acts, it is important to understand your potential options of recovery and investigate if fraud, breach of fiduciary duty, or negligence has occurred.  For more information on this topic, please go to the following web page: Texas Fiduciary Rule Lawyer and Texas Lost Retirement Fund Lawyer.

Texas Courts Have Already Ruled for the Department of Labor Regarding The Fiduciary Rule 

A Texas federal trial court has already ruled in favor of the Labor Department's Fiduciary Rule and this Fiduciary Rule is likely to become the law in Texas as well as throughout the United States.  In the Texas case, the Texas court found that in "the Employee Retirement Income Security Act, Congress did speak clearly, and assigned the DOL the power to regulate a significant portion of the American economy, which the DOL has done since the statute was enacted."  In other words, the Texas Court has ruled that Congress gave the DOL broad discretion to use its expertise and to weigh policy concerns when deciding how best to protect retirement investors from conflicted transactions.  In this case, the DOL has decided to protect retirement investors from financial professionals who are putting their own interests before their investors.

In addition to the Fiduciary Rule, the SEC has set up Whistleblower Bounty Actions to protect investors from securities and investment fraud.  Below is an explanation of these rules.

SEC Whistleblower Bounty Actions Are Designed to Encourage Persons With Knowledge of Investment Fraud and Significant SEC Violations To Confidentially Expose Fraud By Offering Large Financial Rewards For People That Are The Original Source of Information That Expose The Fraud

SEC Fraud Whistleblower Lawsuits or SEC Bounty Actions are a product of the enactment of the Dodd-Frank Wall Street Reform and Consumer Protection Act.  These laws were designed to create bounties that can be collected by whistleblowers that properly report SEC violations, financial fraud, securities fraud, commodities fraud, and stimulus fraud that result in monetary sanctions over one million dollars ($1,000,000.00).  The SEC can award the whistleblower up to 30% of the money collected.

Persons that report this fraud through an attorney can remain anonymous and still collect a large reward through their attorney.  By creating anonymous whistleblower bounties, the SEC expects investors and people with specific information of fraud to expose hard to detect fraud and to help regulate the financial market and prevent large investment corporations, banks, hedge funds, and other large corporations from committing financial fraud of billions of dollars.  For more information, please feel free to contact Bounty Action Lawyer Jason S. Coomer or go to the following web page, SEC Bounty Action Lawsuits.

Hospital Kickback Lawyer Represents Medical Professionals Who Want to Expose Illegal Kickbacks and Earn Rewards by Texas Hospital Kickback Lawyer

Hospital Kickback Lawyer Represents Medical Professionals Who Want to Expose Illegal Kickbacks and Earn Financial Rewards by Texas Hospital Kickback Lawyer Jason S. Coomer

The Anti-Kickback statute prohibits any person or business entity from making or accepting payment to induce or reward any person for referring, recommending or arranging for the purchase of any item or service for which payment may be made under a federally-funded health care program. The statute prohibits kickbacks, bribes, inducements, rewards, and other economic incentives that induce physicians to refer patients for services or recommend purchase of medical supplies that will be reimbursable under government health care programs. For more information on this topic, please go to the following web pages: Expose Hospital Kickbacks and Earn Financial Rewards, Expose Hospital System Fraud and Earn Financial Rewards, and Report Hospital Billing Fraud.

The United States Is Offering Large Rewards to Medical Professionals Who Properly Expose Illegal Kickbacks and Significant Health Care Fraud

Health Care Fraud is one of the fastest growing crimes.  It is estimated that health care fraud in the United States has increased to over two hundred billion dollars ($200,000,000,000.00) each year and is continuing to increase each year. Health Care Fraud includes Medicare billing scams and Medicaid billing scams.  Examples of these types of health care fraud include upcoding, double billing, billing for unnecessary services, billing for services not needed, and billing for services not provided. To combat Medicare fraud scams and Medicaid fraud scams, the United States government has amended the Federal False Claims Act to encourage medical professionals to step up and blow the whistle on Medicare fraud and Medicaid fraud. Medicare Fraud Whistleblowers and Medicaid Fraud Whistleblowers that are the original source of specialized knowledge of large health care fraud scam can make substantial recoveries if they are the first to file a successful qui tam claim under the Federal False Claims Act.

Health care administrators, doctors, nurses, and therapists are stepping forward and blowing the whistle on Tricare, the Veterans' Administration (VA), and Medicare billing fraud including manipulation of outlier payments to Medicare, kickbacks, upcoding, or bill padding. These health care professionals are commonly working with a lawyer to make sure that the fraud is properly exposed and to protect their career.

Texas Securities Fraud Lawyer Helps Investors and Financial Professionals Properly Expose Securities Fraud and Earn Financial Rewards by Texas Securities Fraud Lawyer

Texas Securities Fraud Lawyer and Texas Bounty Action Reward Lawyer Helps Investors and Financial Professionals Properly Expose Securities Fraud and Earn Financial Rewards by Texas Securities Fraud Lawyer Jason S. Coomer

Securities fraud, also known as stock fraud and investment fraud, is the unlawful practice of inducing investors to make investment decisions on the basis of false information, frequently resulting in losses, in violation of the securities laws.  Securities fraud whistleblower lawsuits include deceptive practices in the stock and commodity markets, and occur when investors are enticed to part with their money based on fraudulent misrepresentations.  Securities fraud whistleblower lawsuits include outright theft from investors and misstatements on a public company's financial reports as well as a wide range of other actions, including insider trading, front running and other illegal acts on the trading floor of a stock or commodity exchange.  For more information on Securities Fraud, please go to the following web page: Texas Securities Fraud Lawyer and Texas Securities Fraud Whistleblower Reward Lawyer.

Bounty Action Reward Laws Offer Large Financial Incentives to Investors and Financial Professionals Who Properly Expose Significant Securities Fraud

The Federal Government has enacted new Bounty Action Whistleblower Reward laws that offer large financial rewards to individuals and businesses that properly expose securities fraud and other forms of investment fraud.  These new Bounty Action Whistleblower Reward laws allow professionals to expose fraud through an attorney while protecting their identity and seeking a financial reward.  These laws are first to file laws and require original information or specialized information, but do offer large financial rewards to the first whistleblower that properly exposes the fraud and corruption. The first step for many professionals that want to expose fraud and corruption is to have a lawyer confidentially review their potential case and provide advice as to which laws may apply and the strength of their potential case.    For more information on Securities Fraud, please go to the following web page: SEC Bounty Action Lawyer Confidentially Reviews Securities & Commodities Fraud Whistleblower Reward Bounty Actions.

Texas Oil Investment Fraud Lawyer Represents Investors Who Have Lost Significant Investments In Fraudulent Oil Investment Schemes by Texas Oil Investment Fraud Lawyer

Texas Oil Investment Fraud Lawyer Represents Investors Who Have Lost Significant Investments In Fraudulent Oil Investment Schemes by Texas Oil Investment Fraud Lawyer Jason S. Coomer

Texas Oil Investment Fraud Lawyer Jason S. Coomer helps investors who have lost significant investments fraud oil investment fraud as well as investors and oil professionals who have original information of significant oil investment fraud schemes.  For more information on Texas Oil Investment Fraud Lawsuits, please feel free to go to the following web pages: Oil Company Accounting Fraud and Oil Investment Fraud Lawyer.

Oil Investment Fraud Can Include Stock Fraud and Be The Basis of Securities Fraud Actions

Securities fraud, also known as stock fraud and investment fraud, is the unlawful practice of inducing investors to make investment decisions on the basis of false accounting information, frequently resulting in losses, in violation of the securities laws and commodity future market laws.  Oil company whistleblower, petroleum accountant whistleblower, and petroleum executive whistleblower bounty action lawsuits include deceptive practices in the stock and commodity markets, and occur when investors are enticed to part with their money based on fraudulent misrepresentations. 

Securities fraud whistleblower lawsuits include outright theft from investors, theft from working interest owners, illegal kickbacks, under reporting of royalties, and misstatements on a public company's financial reports as well as a wide range of other actions, including insider trading, front running and other illegal acts on the trading floor of a stock or commodity exchange.  Evidence for a securities fraud whistleblower lawsuit may include:

False or misleading information on a company's financial statement;
False or misleading information on Securities and Exchange Commission (SEC) filings;
Lying to corporate auditors;
Insider trading;
Stock manipulation schemes;
Embezzlement by stockbrokers;
Manipulation of a security’s price or volume;
Fraudulent or unregistered offer or sale of securities, including Ponzi schemes, high yield investment programs or other investment programs;
Brokerage Account and Retirement Account Fraud;
False or misleading statements about a company;
Failure to file required reports with the SEC;
Abusive naked short selling;
Theft or misappropriation of funds or securities;
Fraudulent conduct or other problems associated with municipal securities transactions or public pension plans; and
Bribery of foreign officials

If you have lost a significant investment in an oil investment fraud scheme or have original evidence of an oil fraud scheme, it may be beneficial to contact an attorney to review your situation to determine if securities fraud might have occurred.

Texas Life Insurance Beneficiary Lawyer Helps Families and Beneficiaries Collect Life Insurance Proceeds by Texas Life Insurance Beneficiary Lawyer

Texas Life Insurance Beneficiary Lawyer Helps Families and Beneficiaries Collect Life Insurance Proceeds and Inheritance After The Death of A Loved One by Texas Life Insurance Beneficiary Lawyer Jason S. Coomer

Life Insurance Companies do not always properly pay beneficiaries pursuant to life insurance policies.  In fact, 25 life insurance companies recently agreed to pay $7.5 Billion in back death benefits that they had failed to pay.  Moreover, 35 additional life insurance companies are currently under investigation for failure to properly pay life insurance benefits.  Many of these companies look for any reason not to pay life insurance benefits and make large profits by avoiding paying life insurance benefits.  Families and friends of recently deceased loved one should make sure to check for life insurance polices as well as payments made to life insurance companies.

Further, it can also be extremely helpful to hire a Texas Life Insurance Beneficiary Lawyer who also handles other inheritance issues to help collect all insurance proceeds as well as to help properly transfer wealth.  For more information on this topic, please go to the following web page: Texas Life Insurance Lawyer and Texas Beneficiary Lawyer.

Families Often Lose Significant Amounts of Wealth When A Loved One Die

There is a significant amount of unclaimed assets and family wealth that is lost every year.  In the State of Texas alone billions of dollars in bank accounts, oil royalties, insurance money, safety deposit box contents, stocks, retirement funds, real estate, and other wealth is forgotten about, becomes lost, or is unclaimed.  This unclaimed property often occurs when someone unexpectedly dies or becomes incompetent.  When this person is the head of a household or controls a family's wealth, records can often be lost and assets can often go unclaimed.  This loss of wealth is more common when families do not live close to each other and/or do not communicated about financial issues.  Much of this lost or unclaimed wealth is collected by the states and held for rightful owners including heirs and beneficiaries.  However, it is not uncommon for large corporations including oil companies, insurance companies, brokers, financial advisers, and banks to keep unclaimed assets. 

Button Battery Health Alert: Button Batteries in Toys and Other Products Can Create a Significant Health Risk to Infants and Small Children

Button Battery Health Alert: Button Batteries in Toys and Other Products Can Cause Significant Injuries to Infants and Young Children by Texas Button Battery Lawyer Jason S. Coomer

Parents and other caretakers of young children should be aware of that button batteries in toys and other products used by or around small children can create a significant health danger.  This danger is especially true if the product has an easily accessible battery compartment.  Several infants and small children swallow these button batteries each year causing serious injury or death.  For more information on this topic, please go to the following web page: Button Battery Health Risk: Defective Toy Button Battery Lawyer.

Button Batteries Are Used In Several Types of Products

Button batteries are being used as a power source in many products.  The small size and relatively inexpensive cost of these batteries make them extremely popular in toys and a variety of products used around small children.  However, when these batteries are used in products with easily accessible battery compartments, the products can create an increased health risk to infants and young children.  These defective toys, defective baby monitors, and other defective products allow the button batteries to be easily taken out of the battery compartment then swallowed by infants and young children.  Once an infant or young child ingests or inserts one or more button batteries into them, it can case significant injuries or even death.

Dangerous and Defective Products Including Defective Toys, Defective Baby Monitors, Defective Flashlights, Defective Cribs, and Defective Car Seats That Are Unreasonably Dangerous to Small Children Should be Reported to the U.S. Consumer Product Safety Commission

Dangerous and defective products including dangerous button battery toys, defective cribs, defective button battery children's products, and defective car seats should be properly reported to the U.S. Consumer Product Safety Commission.  Additionally, product recalls are listed on the Consumer Product Safety Commission's website and can be a useful resource in ensuring that your home or business is safe for young children.  It is also important to check the U.S. Consumer Product Safety Commission to make sure that the toys, car seats, food, and cribs that you are buying are safe and have no known safety defects.

Texas Automobile Mechanic Mesothelioma Lawsuits Are On The Rise As Many Retired And Former Automobile Mechanics Were Exposed to Asbestos Brake and Clutch Components

Texas Automobile Mechanic Mesothelioma Lawsuits Are On The Rise As Many Retired And Former Automobile Mechanics Were Exposed to Asbestos Brake and Clutch Components Causing Mesothelioma Twenty to Fifty Years After Exposure by Texas Automobile Mechanic Mesothelioma Lawyer Jason S. Coomer

Automobile mechanics should be aware of the potential danger of asbestos exposure from asbestos brake components and asbestos clutch components which can cause Mesothelioma and other types of cancer.  Retired automobile mechanics should be aware that the danger of Mesothelioma can extend for 20 to 50 years after exposure.  Further, many of the worst asbestos brake and clutch components required repairs in the late 1980s and 1990s making the potential danger of Mesothelioma extend from 2010 to 2040.  For more regarding Mesothelioma including symptoms, diagnosis, and treatment information, please read below or go to the follow web page: Mechanic Mesothelioma Lawyer, Asbestos Brake Repair Cancer Lawyer, and Mechanic Asbestos Exposure Lawyer Information.

Retired and Former Automobile Mechanics Should Be Aware of Symptoms of Mesothelioma

Former mechanics who have worked with asbestos brake and clutch components should be aware of the danger of and symptoms of Mesothelioma as well as communicate the potential danger and any symptoms to their physician.  

Symptoms of mesothelioma can appear 20 to 50 years after exposure to asbestos. These symptoms include shortness of breath, chronic cough, coughing up blood, night sweats, and pain in the chest due to an accumulation of fluid in the pleural space are often symptoms of pleural mesothelioma.  Symptoms of peritoneal mesothelioma include weight loss and cachexia, abdominal swelling and pain due to ascites (a buildup of fluid in the abdominal cavity). Other symptoms of peritoneal mesothelioma may include bowel obstruction, blood clotting abnormalities, anemia, and fever. If the cancer has spread beyond the mesothelium to other parts of the body, symptoms may include pain, trouble swallowing, or swelling of the neck or face.

Mesothelioma can affect several areas of the body and can cause the following symptoms:

• chest wall pain
• pleural effusion, or fluid surrounding the lung
• shortness of breath
• fatigue or anemia
• wheezing, hoarseness, or cough
• blood in the sputum (fluid) coughed up
• abdominal pain
• ascites, or an abnormal buildup of fluid in the abdomen
• a mass in the abdomen
• problems with bowel function
• weight loss
• blood clots in the veins, which may cause thrombophlebitis
• disseminated intravascular coagulation, a disorder causing severe bleeding in many body organs
• jaundice, or yellowing of the eyes and skin
• low blood sugar level
• pleural effusion
• pulmonary emboli, or blood clots in the arteries of the lungs
• severe ascites

Shortness of breath and pain in the chest from accumulation of fluid in the pleura are often symptoms of pleural mesothelioma. Symptoms of peritoneal mesothelioma include weight loss and abdominal pain and swelling due to a buildup of fluid in the abdomen. Other symptoms of peritoneal mesothelioma may include bowel obstruction, blood clotting abnormalities, anemia, and fever. If the mesothelioma cancer has spread beyond the mesothelium to other parts of the body, symptoms may include pain, trouble swallowing, or swelling of the neck or face.

Many of the above symptoms may be caused by mesothelioma or by other, less serious conditions. It is important to see a doctor about any of these symptoms. Only a doctor can make a diagnosis.  But like all cancers, early detection is important. 

For more regarding Mesothelioma including symptoms, diagnosis, and treatment information, please read below or go to the follow web page: Mechanic Mesothelioma Lawyer, Asbestos Brake Repair Cancer Lawyer, and Mechanic Asbestos Exposure Lawyer Information.

 

Texas Contingent Business Litigation Lawyer Represents Businesses, Inventors, and Investors on Contingent Contracts by Texas Contingent Business Litigation Lawyer

Texas Contingent Business Litigation Lawyer and Texas Patent Litigation Lawyer Represents Businesses, Inventors, and Investors on Contingent and Hybrid Contracts by Texas Contingent Business Litigation Lawyer Jason S. Coomer

It is extremely common for a business owner, inventor, or investor to suffer a significant loss from the theft of intellectual property, a breach of contract, a business tort, or other illegal act, but not have sufficient resources to seek proper legal recourse for the loss or damages that they have suffered.  In these situations, a lawyer that accepts contingent cases is typically needed to work on the case.  Sometimes, especially in business litigation situations, it can often be difficult to find a good lawyer or law firm to take a case on a contingent contract.  Many lawyers and law firms are risk adverse and prefer to only handle cases on an hourly basis.  This aversion to risk forces many damaged or injured clients to forgo legal action or have to accept the entire risk of litigation. 

However, some lawyers and law firms will review Texas Business Litigation Cases for potential contingent contracts or hybrid contracts.  In reviewing cases for a potential contingent contract, these lawyers and firms will have to review sufficient evidence to determine that the case has merit and has significant damages to justify taking the risk of a contingent or hybrid contract.

Texas Contingent Business Litigation Lawyer and Texas Patent Litigation Lawyer, Jason Coomer, has represented businesses, inventors, and investors on contingent and hybrid contracts.  He handles a variety of complex business litigation including Theft of Intellectual Property and Patent Infringement Lawsuits, Texas Business Tort Lawsuits, Texas Real Estate Investment Fraud Lawsuits, Texas Investment Fraud Lawsuits, Texas Business Dissolution Lawsuits, Texas Inherited Business Lawsuits, Texas Oil Investment Fraud Lawsuits, and Whistleblower Reward Actions.   

For information regarding a specific type of case, please feel free to send an inquiry to Texas Contingent Business Litigation Lawyer, Jason S. Coomer.    

Texas Farm Land Inheritance Lawyer and Texas Ranch Land Inheritance Lawyer Helps Families Claim, Clear Title To, and Transfer Texas Real Property by Texas Land Inheritance Lawyer

Texas Farm Land Inheritance Lawyer and Texas Ranch Land Inheritance Lawyer Helps Families Claim, Clear Title To, and Transfer Texas Real Property Including Farm Land, Ranch Land, and Mineral Interests by Texas Land Inheritance Lawyer Jason S. Coomer

Texas land inheritance lawyer, Jason Coomer, helps families claim, clear title to, transfer, and sell Texas real property including Texas farm land, Texas ranch land, and Texas mineral interests.   He represents heirs, family members, and beneficiaries who need assistance handling probate matters caused by the death of or incapacity of a loved one.  He handles probating Wills, determining heirs, partitioning real estate, contesting Wills and Trusts, fighting Will contests, preventing Will contests, protecting family inheritance, protecting the wishes of deceased loved ones, protecting family wealth from foreclosure and taxes, and other probate matters in Texas.

For more information on Texas land inheritance issues, please go to the following web pages: Texas Family Inheritance Lawyer, Texas Family Business Inheritance Lawyer, and Texas Contingent Probate Lawyer.

Many Families have Spread Out Across The United States and Throughout the World, Therefore it is Often Helpful to Hire a Texas Probate Lawyer to Assist with the Texas Probate Process and to Handle Estate Issues

Many families have spread out throughout the United States and around the World.  For the family member that lives out of state or abroad and has never been through the Texas probate process, it can often be challenging to understand what should be done under Texas probate law.  At a time when they want to grieve the loss of their loved one, they are often forced to deal with difficult issues including:

    1) Who should be in control of their loved ones' estate?
    2) What needs to be done to have an administrator or executor appointed?
    3) What are probate & non-probate property?
    4)  What should be done to protect estate property?
    5)  Is an Original Will or an Estate Administration necessary?
    6)  What can be done with Estate property?  Can it be sold?  Who runs the family business?


When faced with these decisions, it is often helpful to speak with and hire a Texas probate lawyer to help take care of probate issues.  A Texas probate lawyer can help "out of state" family members through the probate process and help move an estate through probate.  For more information on this topic please go to the following web page: Texas Probate for Out of State Heirs, Beneficiaries, and Executors.

Texas Fire Accident Lawyer Represents Families Who Have Lost a Loved One In A Fire Accident and Persons Who Have Been Seriously Injured In A Fire Accident by Texas Fire Accident Lawyer

Texas Fire Accident Lawyer Represents Families Who Have Lost a Loved One In A Fire Accidents and Persons Who Have Been Seriously Injured In A Fire Accident by Texas Fire Accident Lawyer Jason S. Coomer

Each year over 30,000 people are killed or seriously injured by fire and smoke inhalation.  Many of these deaths and serious injuries are caused by preventable fire accidents where the negligence or carelessness of a landowner or business results in a devastating injury or loss.  In these situations, the person injured or the family of the person or people killed by the fire accident can often seek damages from the careless landowner or business.  For more information on Texas fire accident lawsuits, please go to the following web pages: Texas Smoke Inhalation Lawyer, Texas Serious Burn Lawyer, Texas Car Fire Lawyer, Texas Residential Fire Lawyer, and Texas Fatal House Fire Lawyer.   

The Destruction Accidental Fire Causes Each Year

In the United States alone, each year fire causes the death of approximately 4,300 people (more than all natural disasters combined) and seriously injures another almost 30,000. In addition to the serious burns, fatalities, respiratory problems, and other bodily injuries caused by fire, it is estimated that fire destroys  over $8,000,000,000 (eight billion dollars) in property damage each year.

Though fires occur in nature, many more accidental fires are caused by human error and negligence.  Negligence not only causes accidental fires, it can cause fire to spread more rapidly. From direct actions such as arson to more indirect actions such as faulty wiring, defective appliances, negligent storage, faulty construction, negligent maintenance, and lack of fire detection devices and/or prevention equipment, careless and negligent action cause far too many fires that wrongfully kill people, severely injure others, and destroy property.  Residential fires and home fires (apartment fire, duplex fire, and house fire) can be especially devastating as they can cause serious injury or death as well as destroy a life time worth of possessions.

The Dangerous Combination of an Older Home With Aluminum Wiring and Defective Smoke Detectors Can Result In A Fatal Home Fire

Many older homes including apartments, houses, and condominiums built in the 1960s and 1970s have aluminum wiring.  According to the United States Consumer Product Safety Commission, these homes have an increased risk of fire hazard as aluminum wiring can overheat and cause a fire.  This can turn into a fatal fire if the home does not have a working smoke detector.  This deadly combination can allow an accidental electrical fire in the wall of a home to spread undetected and cause smoke inhalation, serious burns, or even death.  Defective smoke detectors and smoke alarms are especially problematic because the hidden fire can rapidly spread while people are sleeping allowing smoke to fill up the home causing people and pets to pass out from smoke inhalation.  If you own or are thinking of buying or renting an older home it is important to know if you have aluminum wiring and if your home has working smoke detectors.  This knowledge can help avoid a fatal house fire or fire tragedy.  

For more information on this topic, please go to the following web page: Defective Smoke Detectors in Older Homes.